  |
deposit rates Rates Effective as of 09/02/2010
| Certificate of Deposit(IRA)Term: | Opening Minimum |
Interest Rate | APY* |
|---|---|---|---|
| 3 Months | $1,000 | 0.50% | 0.50% |
| 6 Months | $1,000 | 0.75% | 0.75% |
| 9 Months Access-ible** |
$1,000 | 1.00% | 1.00% |
| 12 Months | $1,000 | 1.09% | 1.10% |
| 18 Months | $1,000 | 1.19% | 1.20% |
| 24 Months | $1,000 | 1.44% | 1.45% |
| 36 Months | $1,000 | 1.59% | 1.60% |
| 48 Months | $1,000 | 1.79% | 1.80% |
| 60 Months | $1,000 | 2.23% | 2.25% |
| Certificate of Deposit (IRA) -(Jumbo): | |||
| 3 Months | $100,000 | 0.50% | 0.50% |
| 6 Months | $100,000 | 0.75% | 0.75% |
| 9 Months Access-ible** |
$100,000 | 1.00% | 1.00% |
| 12 Months | $100,000 | 1.09% | 1.10% |
| 18 Months | $100,000 | 1.19% | 1.20% |
| 24 Months | $100,000 | 1.44% | 1.45% |
| 36 Months | $100,000 | 1.59% | 1.60% |
| 48 Months | $100,000 | 1.79% | 1.80% |
| 60 Months | $100,000 | 2.23% | 2.25% |
| Savings Accounts: | |||
| Savings | $100 | 0.30% | 0.30% |
| Money Market | $2,500 | 0.40% | 0.40% |
| Access Advantage MMA | $0 - $24,999.99 | 0.50% | 0.50% |
| Access Advantage MMA | $25,000-$49,999.99 | 0.75% | 0.75% |
| Access Advantage MMA | $50,000 - OVER | 0.85% | 0.85% |
| Checking Accounts: | |||
| Interest Checking | $1,000 | 0.25% | 0.25% |
| Business Interest Checking | $1,000 | 0.25% | 0.25% |
| Access Plus Checking*** | $100 | 2.25% | 2.27% |
| IOLTA | $100 | 0.70% | 0.70% |
*Annual Percentage Yield
**Allows for deposits after opening and once a month withdrawal. Is not IRA eligible.
***Quoted rate paid on balances up to $25,000; Interest Checking rate is paid on balances in excess of $25,000. Certain account activity required. Call us at (940)382-3962 for details.
Fees could reduce earnings.
Rates are subject to change at anytime without notice.
Withdrawals made from Certificates of Deposit may cause an early withdrawal penalty.
