Access 1st Capital Bank
Online Banking

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Business Loan Products

  • Working Capital Loans
  • Equipment Loans
  • Letters of Credit
  • Real Estate Loans
  • Professional Services Loans
  • SBA Loans

WORKING CAPITAL LOANS

Access 1st Capital Bank understands that successful business operations require a continuous source of funds to keep the day-to-day operations running smoothly. Financing is available for inventory, receivables, and other assets, and for business expansion, with flexible terms and competitive pricing.

EQUIPMENT LOANS

When it’s time to consider a new production line, expanding your business or improving your technology, Access 1st Capital Bank is here to help you. We look forward to working with you to provide a loan that meets your needs.

LETTER OF CREDIT

When a Letter of Credit is required to meet your business needs, Access 1st Capital Bank is here for you. Letters of Credit can enhance your credit possibilities and satisfy your new suppliers. We are here to assist you with these needs.

REAL ESTATE LOANS

Access 1st Capital Bank can provide flexible real estate loans for owner-occupied and investment funding for purchase, refinancing, refurbishment, or expansion of commercial real estate. Let us help you leverage your existing real estate investments. Come in and visit with one of our veteran loan officers about your financing needs.

PROFESSIONAL SERVICES LOANS

Access 1st Capital Bank understands the special needs of professional services groups. Currently the Bank offers a professional service loan designed to address the specific needs of doctors and lawyers. We will work with your professional group to design a loan product specific to your needs. We look forward to meeting your lending needs.

SMALL BUSINESS ADMINISTRATION LOANS (SBA)

Access 1st Capital Bank offers the expertise to work with you and the Small Business Administration (SBA) to secure financing for your small business needs. We are committed to meeting your needs.




Welcome to Access 1st Capital Bank